SOFI
SoFi Technologies, Inc.

1 report on SoFi Technologies, Inc. (SOFI) by Muddy Waters Research, summarized: the thesis, evidence and key numbers. Latest: Mar 30, 2026.

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SOFI SoFi Technologies, Inc.

Muddy Waters Says SoFi Booked a $312M JPMorgan Loan as a Sale — and a ~$1B EBITDA Restatement May Follow

A Utah UCC filing names JPMorgan as "senior lender" and SoFi Bank as "Debtor" on the same transaction SoFi's CFO publicly called a loan sale — Muddy Waters argues the gap between those two descriptions points to impro...

Muddy Waters Research

Mar 30, 2026

SOFISoFi Technologies, Inc.

SOFI

Muddy Waters Says SoFi Booked a $312M JPMorgan Loan as a Sale — and a ~$1B EBITDA Restatement May Follow

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SOFI
SoFi Technologies, Inc.